body {
	font-family: Arial, Helvetica, sans-serif;
	background-image: url(../images/bg-page1.jpg);
	background-color:#ECF0F6; 
	font-size:13px;
	padding:0;
	margin:0;
}

#contentWrapper {
	width:770px;
	margin:0 auto;
	padding:0;
}
#banner {
	width:770px;
	height:150px;
	margin:0;
	padding:0;
}
#sidebar1 {
	background-image: url(../images/bg-tile.gif);
	background-repeat:repeat-y;
	}
#sidebar2 {
	float:left;
	position:relative;
	margin:0;
	background-image: url(../images/sidebar.jpg);
	background-color:#ffffff;
	}
#nav {
	float:right;
	width:203px;
	margin:10px 0;
	background-color:#272F45;
	background-image: url(../images/nav-top.gif);
	background-repeat:no-repeat;
	}
#mainNav ul {
	margin:8px 15px 15px 15px;
	padding-left:0;
}
#mainNav ul li {
	list-style-type:none;
	padding:7px;
	border-bottom:1px solid #000000;
}
#mainNav ul li a, #mainNav ul li a:visited, #mainNav ul li a:active {
	color:#ffffff;
	text-decoration:none;
}
#mainNav ul li a:hover {
	text-decoration:underline;
}
#utilityNav{
	padding:10px 22px;
	color:#a0a0a0;
	background-image: url(../images/nav-mid.gif);
	background-repeat:no-repeat;
	background-color:#0d162e;
}
#utilityNav h3 {
	font-weight: bold;
	font-size:1.1em;
	margin-top:20px;
	color:#FFFFFF;
}
#utilityNav ul li a:hover {
	text-decoration:underline;
}
#pageContent {
	width:426px;
	background-color:#D9D9F3;
	padding:30px;
	margin:0 0 0 54px;
}

#pageContentHome {
	width:426px;
	background-color:#f5f6f6;
	margin:0 0 0 54px;
}
#summary {
	width:426px;
	background-image: url(../images/bg-summary.jpg);
	color:#161A25;
	font-size:1.1em;
	line-height:1.8em;
	padding:30px;
}
#homeText {
	width:426px;
	height:180px;
	background-color:#f5f6f6;
	padding:30px;
}
h2 {
	font-size:1.4em;
	color:#272F45;
	margin-top:0px;
}
h3 {
	font-size:1.1em;
	color:#6471a3;
	margin-bottom:-5px;
}
#footer {
	width:477px;
	background-color:#000000;
	color:#CCCCCC;
	font-size:.8em;
	padding:10px 10px 10px 70px;
}
.clear {
	clear:both;
	margin:0;
	padding:0;
	font-size:0px;
	height:0px;
}